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TSP Calculator

Project your Thrift Savings Plan growth with LES data

Free Plan Limit Reached

Free
Max Projection Years20/20

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Calculator Settings

Enter your current TSP balance from TSP.gov (includes past contributions + growth)

Future Contributions

5%
1% min60% max

Monthly Contribution:

$0

Percentage calculated from recent LES

Government Match (BRS)

From LES base pay average

Monthly Gov Match:

$0

1% auto + up to 4% matching

7%

Historical TSP average: 7-10%

20 years

Free plan limited to 20 years. Upgrade to Pro for up to 40 years.

Projected Balance

$0

in 20 years

Future Employee

$0

your contributions

Future Gov Match

$0

BRS matching

Future Earnings

$0

investment growth

TSP Growth Projection
01234567891011121314151617181920Years$0k$0k$0k$0k$0k
  • Employee Contributions
  • Government Match
  • Investment Earnings
  • Total Balance
TSP Max-Out Tracker
2026 Limit: $23,500

Track how close you are to maxing out your TSP contributions this year

At your current rate, you'll contribute $0 — $23,500 short of the max.

YTD Contributions$0 / $23,500
0.0% of annual max

YTD Contributed

$0

Remaining to Max

$23,500

Projected Annual

$0

Annual Gap

-$23,500

Months remaining in 2026

3

No 2026 LES records found. YTD contributions are based on your contribution percentage × months elapsed. Add LES records for more accurate tracking.

Based on the 2026 IRS elective deferral limit of $23,500. Does not include catch-up contributions. Verify with TSP.gov for exact contribution limits.

Disclaimer: This projection is an estimate based on your current TSP balance, saved LES contribution history, and assumed investment returns. Actual TSP performance may vary. This tool is for planning purposes only and does not constitute financial advice.