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Privacy Policy

Last Updated: January 28, 2026

Introduction

MilPay ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our service.

Email Communications & Preferences

MilPay uses email to communicate with users about their accounts and the service.

We send two types of emails:

1. Transactional Emails (Required)

These are essential to operating your account and may include:

  • Account verification and security messages
  • Password resets
  • Billing receipts and subscription notices
  • Important service or policy updates

You will receive these emails regardless of marketing preferences.

2. Marketing & Product Updates (Optional)

With your consent, we may send emails about:

  • Pricing changes
  • New features or improvements
  • Tips for using MilPay more effectively

You may opt in to these emails during signup or through your account settings.

Opting Out

You can unsubscribe from marketing emails at any time by:

  • Clicking the "Unsubscribe" link in any email, or
  • Updating your email preferences in your account settings

We do not sell or rent your email address to third parties.

Information We Collect

We collect information you provide directly, including:

  • Account Information: Name, email address, and authentication credentials
  • Financial Data: LES records, savings goals, debt information, and PCS budgets you enter
  • Usage Data: How you interact with our service, including pages visited and features used
  • Communication Preferences: Your email marketing opt-in/opt-out choices and consent metadata

How We Use Your Information

We use your information to:

  • Provide and maintain the MilPay service
  • Process your transactions and manage subscriptions
  • Send you essential account and service-related communications
  • Send marketing communications (only if you've opted in)
  • Improve our service and develop new features
  • Respond to support requests and customer inquiries
  • Comply with legal obligations

Data Security

We implement appropriate technical and organizational measures to protect your personal information. However, no method of transmission over the internet is 100% secure.

Your Rights

You have the right to:

  • Access and download your data
  • Update or correct your information
  • Delete your account and associated data
  • Opt out of marketing communications at any time
  • Request information about how your data is used

Data Retention

We retain your personal information for as long as your account is active or as needed to provide services. When you delete your account, we permanently remove your data within 30 days, except where we're required to retain it for legal purposes.

Third-Party Services

We use trusted third-party services to operate MilPay, including payment processing (Stripe) and email delivery. These providers are contractually obligated to protect your data and use it only for the services they provide to us.

Children's Privacy

MilPay is not intended for users under 18 years of age. We do not knowingly collect personal information from children.

Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by email (to opted-in users) or through the service.

Contact Us

If you have questions about this Privacy Policy, please contact us through the in-app support feature or email us at support@milpay.app.